What is the best motorcycle insurance?
Everyone
has a different idea of what the ‘best’ motorcycle
insurance is. For some, it’s the insurer’s reputation,
for others it’s the policy that includes the most
extras.
What’s
important is that you find the best motorcycle insurance
for your own personal circumstances, whatever they may
be.
So, whether you’re a courier and
need to insure your motorbike to use for work, or if you
only need a short-term policy for the odd bit of weekend
riding over summer, remember that the best motorcycle
insurance for you may not be the same as for someone
else.
Is cheapest best?
In general, you get what you pay for so the cheapest
motorbike insurance you can find may not be the best for
your needs.
Even if you only care about price, what seems like the
cheapest option at first can cost you more in the long
run because if you don’t have the right insurance, your
insurer may not pay out in the event of an accident.
Choosing a different level of cover can make a
difference to the price you pay but again, if you’re
only insured for Third Party Fire and Theft and you have
a crash, you could end up having to pay for repairs out
of your own pocket.
Another option is whether or not you purchase optional
extras with your policy. It may be tempting to ignore
these if you’re trying to keep things cheap but if, for
example, your motorbike is prone to breaking down, then
adding on breakdown
cover to your policy may be worth the extra cost.
Who has the best motorcycle insurance?
Different
insurers all have different benefits so it’s worth doing
a bit of digging before buying a policy.
Reading reviews can be a great way to find out the
experiences real people have had with insurers, you can
read our broker reviews here.
If cost truly is the most important thing to you, then
using a price comparison site can help cut out the slog
of going through and getting hundreds of different
quotes yourself.
But it’s important to make sure you fill in all quote
details as accurately as possible because it’s the only
way to make sure that you’re fully covered in the
unfortunate event of an accident.
And if you really want to save money then don’t forget
about The Bike Insurer’s Cheapest
Price Guarantee* – if you find a cheaper quote
online, we guarantee to beat it!
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